How to Send Money to Poland (Cheapest and Fastest Ways)

In this post we will analyze how to send money to Poland from different countries, using the cheapest and the fastest ways available

Do you need to transfer money in a quick and affordable manner? Check our guide below on the fastest and cheapest ways on how to send money to Poland from the US, the UK, Europe and other countries.

how to send money to poland

Sending Money to Poland: Overview

Before we list our options on how to send money to Poland there is a number of things you should consider to make your transfer as efficient as possible. There are many companies and many different types of services to send money to Poland. However, transfers time and transactions fees vary greatly. For that reason, it is important to analyze whether you want to prioritize time, or if you can wait a bit longer to get a lower transfer price.

Another aspect you should consider is whether the recipient has a bank account in Poland. If the person does have a bank account in Poland this will usually reflect in lower transaction rates. On the other hand, if you need to send money fast to someone who is just visiting Poland for a day, it is still possible to do it. In that case, the transaction cost will be quite high.

Finally, you should also consider where are you sending money to Poland from. If you are based in one of the EU, EEA countries or Switzerland, there are many services and transfer prices are pretty low. There are many options also to send money to Poland from the US, Canada, Australia, and other developed countries. If you are sending money to Poland from smaller Asian or Latin American countries, as well as most African countries, the options tend to be smaller.

Sending Money to Poland: Costs

There are usually two types of costs involving sending money between countries, one of the transfer fee, and the other are incurred costs from the exchange rate. While some companies just have a transfer fee and have a pretty accurate exchange rate, others do not have a transfer fee and earn money on the exchange rate.

Some companies have transfer fees and also earn on the exchange rate. It is important to note that Poland’s currency is the zloty, so double check the exchange rates to make sure your transfer is cost effective.

Poland Currency and Exchange Rates

The currency in Poland is the Polish Zloty. Here are the currenct exchange rates for the PLN as of [current_date format=’F j, Y’].

1 USD to PLN: 4.03 PLN.
1 GBP to PLN: 5.02 PLN.
1 CHF to PLN: 4.41 PLN.
1 AUD to PLN: 2.61 PLN.
1 CAD to PLN: 2.93 PLN.

Sending Money to Poland: Cheap and Fast Options

Now let’s get to our list of the cheapest and fastest ways to send money to Poland:

Cheapest and Fastest Ways to Send Money to Poland



CurrenciesDirect is a great option to transfer money to Poland from the US, the UK and a number of countries. They are FCA regulated and do not charge fees. Transfer times usually take between 24-48 hours.

Click here to visit CurrenciesDirect


transferwise logo

TransferWise is one of the most popular money transfer services in the world, due to its strong marketing campaigns. The service itself is also pretty fast efficient. One of the advantages of TransferWise is to use its Borderless account, which enables you to speed up receiving money. They also offer a debit card, which can be pretty handy.

Click here visit TransferWise


currencyfair logo

CurrencyFair is one of the cheapest options to send money to Poland. The list of countries it includes to send and receive money include the United States, Canada, the United Kingdom, New Zealand, Euro Area countries, Poland, Hungary and a few others.

Click here to visit CurrencyFair


WorldRemit is one of the most popular money transferring services internationally. While in some countries it also offers a cash pickup system, it is not available in Poland.

Click here to visit WorldRemit


Azimo is a pretty affordable option to send money from Europe to Poland. As of June 2018, it is still not possible to send money from the US, Canada or Australia to Poland using Azimo.

Click here to visit Azimo

XE money transfer is one of the oldest foreign exchange and currency information websites. It also offers international money transfers at pretty competitive rates.

Click here to visit XE money transfers


Payoneer is a great option especially for those working online. It is also a great option if both the sender and the person receiving have a Payoneer account. Payoneer also offers debit cards which are very handy.

Click here to visit Payoneer

Biggest Banks in Poland and Swift Codes

PKO Bank Polski – Swift: BPKOPLPW
Bank Zachodni WBK – Swift: WBKPPLPP
mBank – Swift: BREXPLPWMBK
ING Bank Śląski – Swift: INGBPLPW
Bank Pekao SA – Swift: PKOPPLPW

Other Poland Resources

If you are traveling or moving to Poland any time soon, you may want to check some guides to Poland here. Have you transferred money to Poland or are you planning to do it? Leave your thoughts on the comment box below.

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